This is how I spent my recent Sunday afternoon, evening, night (03/11/2007)
I had no idea what I was going to do...I just played with it for several hours. I had fun.
Details if you care: Bare Poser (Victoria 3) as TIF for alpha channel
My own textures.
Basic fingers (across face) created in 3dsmax with own texture applied.
Hair ripped from stock poser hair renders and adjusted to my liking.
Cleavage grabbed from photo and scaled to fit.
Skin texture is a brush texture layered with light opacity.
Borders were Max renders with textures applied, just because.